Glendale, CA Car Insurance

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By Sandra Cruz | Updated March 9, 2021

How Much Does Car Insurance Cost in Glendale?

The average annual car insurance cost in Glendale stands at $2,751 annually. Compared to the statewide annual average of $1,865, it's quite a bit more expensive. It's even more expensive when compared to the national average, which is at $1,541. These rates are calculated by taking several factors into account, such as:

  • Age
  • Gender
  • Marital status
  • Driving history

Jump to Glendale car insurance rates by:

Comparing Glendale, CA Car Insurance Rates

Glendale Average (yearly) California Average United States Average
$2,751 $1,865 $1,541

How Do Glendale Car Car Insurance Rates Get Calculated?

Glendale car insurance carriers will naturally have different offers in terms of rates for auto insurance policies. It is always a good idea to compare the different providers that are available in Glendale to see which of them are the cheapest and offer the best coverage. As of now, GEICO is at the top of the list for affordable car insurance carriers. Below is a table of car insurance quotes for the average driver in Glendale, CA.

GLENDALE, CA CAR INSURANCE RATES BY COMPANY

Insurance Company Average Annual Rate
GEICO $2,109
Mercury $2,198
USAA $2,227
AAA $2,378
Infinity $2,611

Glendale Car Insurance Rates by Age

Auto insurance carriers take your age into account when they calculate your quote. Older clients will typically get the cheapest offers. For example, drivers who are 60 years old and above would usually pay about $2,471 in Glendale. In comparison, those who are in the 50s range would be paying about $2,481.

The difference in auto insurance cost gets more significant for younger drivers. In many cases, drivers in their 20s in Glendale, CA will be paying about $6,011 more than those who are much older. Drivers in their teens are paying the most due to statiscally more risk on their parts behind the wheel due to lack of experience.

AUTO INSURANCE RATES IN GLENDALE, CA BY DRIVER AGE

Age tier Average Annual Rate
Teenagers $10,078
20s $4,061
30s $2,672
40s $2,581
50s $2,481
60s $2,471
70s $2,879

Glendale Auto Insurance Rates by Gender and Marital Status

Another one of the biggest factors that Glendale car insurance companies look into when determining car insurance rates is marital status. Married drivers are often the most desired clients because they often get the best rates. Widows and widowers come as a close second while single drivers often get the most expensive premiums.

However, the differences are almost negligible depending on the personal profiles. This disparity extends to gender, as well, since female drivers are often charged more than male ones. However, the increase is only about $4.

AUTO INSURANCE RATES IN GLENDALE, CA BY GENDER AND MARITAL STATUS

Marital Status/Gender Average Annual Rate
Female $2,756
Male $2,752
Single $2,634
Married $2,628
Divorced $2,751
Widowed $2,671

Glendale Car Insurance Rates by Driving History and Violation

Driving history is very important for car insurance carriers and they will take it into account when calculating your rates. Any offense committed on the road will be brought up and noted accordingly. Among the most significant of these would be:

  • At-fault collisions
  • DWIs
  • Reckless driving
  • Speeding tickets

These factors will contribute to you either getting a higher or a lower car insurance rate. Auto insurance companies will pay particular attention to reckless driving and DUI. DUI's will result in a rate increase of around $4,621 annually, on average. For reckless driving, the rate increase about $4,482.

GLENDA AUTO INSURANCE RATES BY DRIVING HISTORY ABD VIOLATION

Incident Average Yearly Rate
DWI/DUI $7,240
Reckless Driving $7,378
At-Fault Accident (damages < $1000) $2,761
At-Fault Accident (damages > $2000) $4,919
Speeding Ticket (over 16-20 mph over speeding limit) $3,890

Other Factors That Increase Glendale, CA Car Insurance Rates

There are many other factors that can affect how much drivers will be paying for their car insurance in Glendale, CA. These would be taken into account on top of the factors that were already listed above. Among the most notable are:

  • The driver's area of residence
  • How high the crime rate is in the area
  • What the rate of car theft or vandalism is in the area
  • The type of weather that the area experiences
  • What the climate is in the area

ZIP codes in Glendale will also play a major role in determining how expensive car insurance rates are going to be.

Bad weather can cause things like:

  • Wet brakes
  • Slick roads
  • Decreased visibility

These poor weather conditions have caused an average of 700,000 car accidents per year in California.

Frequently Asked Questions

Is car insurance mandatory in Glendale, CA?

Car insurance is a legal requirement across all states in the United States for car owners.

Can I get car insurance without a car in Glendale, CA?

A non-owner car insurance policy is available for those without cars they personally own.

What is the minimum car insurance required in Glendale, CA?

Bodily injury liability and property damage liability.

Will my car insurance also cover car rentals?

Personalized car insurance policies typically cover rented cars within the US.

Does my car insurance cover damage from potholes in Glendale and weather?

Normal wear and tear due to daily driving through damaged roads and harsh weather conditions are not normally covered.

Sandra Cruz

Sandra Cruz | Linkedin

Based in Newport Beach, CA, Sandra has been a licensed insurance agent in California and Texas for 5 years and is an editor and writer specializing in all types of insurance matters. Sandra is Insurance Online's authority on auto, home, and business insurance and has been featured in publications such as Forbes, Yahoo! Finance, and US World News Report.