Arlington, TX Car Insurance

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Travelers
Hippo
Guard
Nationwide
Kemper
Mercury Insurance
Lemonade
The Hartford
Progressive

Arlington drivers pay an average of $126 per month for car insurance. It is best to compare multiple car insurance companies in Arlington to get a better deal. Insurance Online is a insurance quote comparison engine that compares the top 20 insurance companies in your area and can help you save up to $600 annually on auto insurance.

How Much Does Car Insurance Cost In Arlington, TX?

The average cost of car insurance in Arlington, TX annually is $1,508 per year. It is higher than the statewide average of $1,415, but less expensive than the nation’s average of $1,548. Your age, marital status, location, and credit score are a few of the factors that impact your total car insurance cost in Arlington. Thus, it is best to compare multiple car insurance companies to get a better deal.

Arlington Car Insurance Rates by Insurer

Determining the best car insurance company in Arlington, TX that most closely fits your driver’s profile is one way to save on your rates. Choosing the cheapest plan is not always a good option if you reside in areas prone to theft, crime, or potential driving hazards, or you have a past violation on your record. Most driving violations stay on your record for 3-5 years. If you have a clean driving record and a good profile, it is likely your insurance company will offer you cheaper rates. USAA offers the most affordable car insurance rates in Arlington, TX.

Arlington Car Insurance Rates by Company

Company Name Monthly Rate Yearly Rate
USAA $106 $1,272
State Farm $114 $1,365
GEICO $115 $1,377
Allstate $199 $2,387

Arlington Car Insurance Rates by Age Bracket

Age is accounted for by insurance companies in Arlington to determine a drivers ability to drive. Arlington, TX drivers in their fifties pay cheaper rates than drivers in their sixties. Teenage drivers in Arlington are considered high-risk drivers. Thus, they have the most expensive rates, but will be entitled to a substantial rate decrease on their 20th birthday.

Arlington Car Insurance Rates by Age Group

AGE GROUP Monthly Rate Annual Rate
Teenagers $321 $3,849
20s $163 $1,957
30s $124 $1,485
40s $121 $1,448
50s $109 $1,310
60s $113 $1,357
70s $139 $1,673

Arlington Car Insurance Rates by Marital Status and Gender

Another factor that influences your car insurance rates in Arlington, TX is your marital status. Married drivers in Arlington pay lower rates than single drivers. Married drivers are considered more responsible on the road and more financially stable than single drivers. Additionally, widowed drivers pay cheaper rates than single drivers.

Gender is another factor that affects car insurance quotes. Male drivers in Arlington pay $7 more than female drivers. Female drivers are considered more careful drivers than males. Hence, female drivers are entitled to a $7 decrease in car insurance rates.

Arlington Car Insurance Cost by Marital Status and Gender

Gender Monthly Rate Yearly Rate
Female $124 $1,501
Male $125 $1,508
Marital Status Monthly Rate Yearly Rate
Single $117 $1,413
Married $117 $1,413
Divorced $125 $1,508
Widowed $114 $1,377

Arlington Car Insurance Rates by Citation and Driving Record

In Arlington, your driving record significantly impacts your car insurance rates. If you are found guilty in driving recklessly or given a speeding ticket, your annual insurance cost will have a significant increase.

Reckless driving citations may result in an increase of up to $824 on your annual car insurance rates. Speeding tickets can increase your rates by $132 and DUI/DWI violations can result in an additional $844 increase to your premiium. Maintaining a clean driving history is essential to getting a cheaper car insurance rate in Arlington.

Arlington Car Insurance Rates by Driving History and Violation

Violation Monthly Rate Annual Rate
DWI/DUI $196 $2,352
Reckless Driving $194 $2,331
At-Fault Accident (less than $1000 damages) $160 $1,915
At-Fault Accident (greater than $2000 damages) $191 $2,291
Speeding Ticket (over 16-20 mph over speeding limit) $137 $1,640

Arlington Auto Insurance Premiums by Credit Tier

The credit score of Arlington drivers is another factor that impacts car insurance costs. If a driver substantially elevates their credit score from “Very Poor” (300-579) to “Exceptional” (800-850), they may be eligible for up to 61% savings on their annual car insurance premium. Additionally, taking a small step towards “Fair” credit from the “Very Poor” tier will also result in savings on your annual rate of up to $1,313. Thus, credit score is one way to save on your car insurance in Arlington.

Arlington, TX Car Insurance Rates by Credit Level

Credit Score Monthly Rate Annual Rate
Very Poor $266 $3,192
Fair $157 $1,880
Good $126 $1,508
Very Good $117 $1,399
Exceptional $103 $1,240

Cheapest Arlington Car Insurance Rates by ZIP Code

Location is another contributing factor to your car insurance rates. If you reside in areas considered high-risk, it is likely for your car insurance rates to increase. Some places in Arlington are prone to accidents, theft, crime, and uninsured motorists. These areas have more expensive rates by 14% ($186) than areas considered lower-risk in Arlington.

Arlington Car Insurance Rates by ZIP Codes

Arlington ZIP Codes with Expensive Rates Arlington ZIP Codes with Cheaper Rates
76005 76001
76014 76016
76018 76012
76011 76013
76010 76017

Arlington Weather and Driving Conditions

Weather conditions trigger auto accidents in Arlington. Drivers experience wet brakes, slick roads, low-visibility, and other driving hazards during bad weather.

Arlington, experiences an average of 68 rainy days annually, with occasional thunderstorms and flash floods. Hence, climate is a cause of car crashes in Arlington.

List of Car Insurance Companies in Arlington

21st Century
AAA
2AFI
Access
Affirmative
Aggressive Insurance
AmWINS Heritage
AmWINS Star
Amica Mutual Insurance
Apparent
Assurance America
Bristol West
CAIC
Cal Casualty
Clearcover
Commonwealth Casualty
Dairyland
Direct Auto
Elephant
Empower
Encompass
FIMC
Falcon
Farmers
Foremost
GAINSCO
GEICO
Germania Mutual
Hallmark
Hippo
Infinity
Jupiter Auto
Kemper Auto
Kemper Preferred
Lamar General Agency
Liberty Mutual
Mendota
Mercury
MetLife
Multi-State
National General
Nationwide
Progressive
Pronto
Pronto Flex
Safe Auto
Safeco
Safeway Insurance Company
State Auto
State Farm
Stillwater
Texas Farm Bureau
The General
The Hartford
Titan
Travelers
UPC
USAA
Unitrin
Windhaven

Arlington Car Insurance FAQs

Is it necessary to report a fix-it ticket when I apply for new car insurance in Arlington?

There is no need for you to report these cases if your license wasn’t suspended due to the incident. Reporting these cases will result in your auto insurance rate increasing.

Am I allowed to add a non-U.S. citizen without a driver’s license to my car insurance policy in Arlington?

Adding a non-US citizen might not be the issue, but a non-licensed driver is. Thus, it is better to acquire a driver’s license before adding the person to your insurance policy.

What is the procedure for getting a car insurance policy with 2 addresses in Arlington, TX?

The address that is usually considered is your garaging address. In other words, the place where you park or keep your car most of the time.