About Us

Who We Are

Insurance Online adds decades of experience to unrivaled passion to help and protect our customers. Insurance is what we know and insurance is what we love. Our team of dedicated specialists will provide the best possible support to meet all your insurance possible needs. We’re not just a collection of brick and mortar locations – we’re a tight-knit group of dedicated insurance agents who love getting our customers the best possible coverage at the right price.

We know that our customers lead busy lives. That’s why we pride ourselves on offering hundreds of competitive insurance quotes – online and instantly! Why get stuck listening to a sales pitch in a stuffy store, when you can find the right insurance policy for you, with no sales pressure, at any time of the day, seven days a week from the comfort of your home, office, or wherever you may be!

We have decades of combined years of experience in the insurance industry, and a passion to help built into our company ethos.

More Than Just a Company

At Insurance Online, we are more than just an insurance company. Most of our clients have been with us for many, many years. Our kids go to school together. Our pets run around together.

Insurance Online is not merely a collection of retail locations. Our sales agents are California residents – and members of your community. When we offer policies to our customers, we do so knowing that they are our fellow Californians, our neighbors, and our friends. We make it a top priority to improve our customer's lives, while also taking care of this beautiful community we share.

Just like you. We love the simplicities of everyday life. It’s impossible not to enjoy the surrounding beauty we have. We’re lucky to live here. So, it’s important to take care of each other and positively impact our community.

We know that in today’s fast-paced and hectic world that looking for insurance isn’t something that can necessarily be done from 9-5. That’s why we pride ourselves on being available to our customers at any time – day or night. And by anytime, we mean Any time. Whether it is three a.m. or three pm. Our customers can compare hundreds of quotes from a wide array of insurance providers – and not just the big providers.

We come from every culture and background imaginable, but we share one thing in common: we’re passionate about our work.

We come from every culture and background imaginable, but we share one thing in common: we’re passionate about our work. The Insurance Online family has fun, but only after we take care of business! We’re always available and will drop anything we’re doing for you. We keep a close-knit team that holds our values dear. And one of those values is that we love our customers – and we love offering them the best insurance and the lowest rates. After all, our customers are the neighbors and friends that make up the very communities we live in.

Why Go with Insurance Online?

We are changing the way people buy insurance, from people and time-intensive process to being automated, fast, smart and self-learning. Our proprietary system incorporates, machine learning, artificial intelligence, and our deep industry expertise to continually improve our ability to help people find, compare and buy insurance.

We Protect Your Online Privacy

With the most advanced security system, Insurance Online keeps your personal information secure. We take every precaution to make sure your data is safe in every way.

Available 24/7

Our platform is accessible anywhere at any time! Connect with us now on your phone, tablet, laptop, or any smart device. We know that today’s world doesn't operate on a 9-5 schedule, so neither do we!


We use innovative technology to expedite the process while eliminating any mistakes. Our cutting-edge technology and algorithm’s take the hassle out searching for the best insurance quotes out there – allowing our customers to make the right decision for them – fast.

We Give Back to the Community

Insurance Online cares about California and its local residents. We do our part to make our home a happy one. After all, we don’t just sell insurance to Californians – we are Californians.

Compare Rates

We've brought together advanced technology, top insurance companies, and agents to seamlessly allow customers to request insurance wherever, however, and whenever they have a need from your phone, tablet, laptop, or any smart device. We search hundreds of policies to guarantee you're getting the best rate. Our team is dedicated to finding you the perfect policy at the lowest price.

Services We Offer

Auto Insurance

Searching for auto insurance can be a hassle. With so many providers available, it can seem like it may take weeks to find the policy that’s best for you. That’s where Insurance Online comes in! With our industry-leading advanced technology, we can offer you hundreds of quotes from auto insurance providers – and not just the larger providers – instantly!

California state law requires auto insurers to provide a basic minimum amount of insurance, but these minimums are relatively low when compared to the requirements of other states. As such, you may want to include additional liability cover, just to be sure that you won’t go broke in the event of an accident.

When it comes to auto insurance, no two quotes are exactly the same. That’s because insurance providers consider quite a few variables when deciding what premiums will be. These include:

  • Location
  • Age
  • Marital Status
  • Driving Experience
  • Claims History
  • Previous Insurance
  • Vehicle Type and Use
  • Miles Driven

As no two insurers weigh each of these variables the same way, and as there are hundreds of options to select from, choosing the right insurance policy for you may seem impossible. That’s where Insurance Online makes all the difference! Simply enter your information and browse hundreds of quotes instantly – from your computer, phone, or tablet.

Home Insurance

Getting the right home insurance is one of the most important things you can do as a homeowner. Without home insurance, owners can face steep repair costs. According to Angie’s List, just replacing a roof can cost nearly $8,000. By having the right insurance, you will usually only be liable for paying your deductible, which may only be in the hundreds of dollars.

Maintaining your home insurance is just as important as choosing the right policy. If a homeowner lapses on their coverage, getting new insurance may be tricky. Often, insurers may see these individuals as a risk and premiums can skyrocket.

For both of these reasons, choosing a home insurance policy which offers excellent coverage at low rates is critical. A great home insurance policy should cover any costs for rebuilding your homes in the event of catastrophic damage, your personal belongings or any liabilities – all while remaining cost-effective. Insurance Online allows homeowners to select from hundreds of quotes from a wide array of insurance provides, meaning they can get the best insurance – at the right price! Just enter your information, pick the coverage levels that suit your needs, and choose the policy that works for you!

Business Insurance

When it comes to your business, there’s a lot at stake. From contracts with clients and business investments to employees who you depend on, with so much going on, what happens if something goes wrong? Business insurance, also known as a Business Owner Policy (BOP), is a package designed to help you guard against anything that may go wrong when it comes to your business.

When it comes to business insurance, no two BOPs are exactly the same. What works for one company may not fit the needs of another. Depending on the nature of your business, you may additional protections, such as coverage for:

  • Computer Fraud
  • Fire and Theft
  • Employee Protection
  • Utility Damage

Picking the right coverage is crucial for ensuring your business is fully protected when problems arise. At Insurance Online we provide business owners the opportunity to browse hundreds of competitive quotes from leading insurance providers – at any time, day or night, and anywhere they want! Don’t put your business at risk by selecting a policy after looking at only a few quotes – visit Insurance Online today.

What Our Customers Are Saying

By now, I’m sure you know all we have to offer at Insurance Online. We give our customers hundreds of competitive quotes, at any time and from any device. But don’t take our word for it. Here’s just a sample of some of our truly satisfied customers:

5 star experience! Stephanie combined our home and auto insurance to save us a ton of money. We refer all our friends and family to Insurance Online without hesitation. The whole team handles questions and concerns at a rapid pace. Very responsive.
San Diego, CA
I was blown away by the level of customer service provided by InsuranceOnline. I was expecting to be "upsold", but Edward found me an auto policy that saved me hundreds of dollars every year.
Laguna Beach, CA
Professional. Informed. Honest. I did a lot of research on my own. No one was able to help my business quite like Raymond P. and Insurance Online. They saved me hundreds of dollars and made the process easy.
San Francisco, CA

So, what are you waiting for?

If you’re looking to insure your business, home or vehicle, get started by browsing hundreds of quotes with us today. Come experience for yourself what thousands of Californians have known for years – that Insurance Online is the only stop you need for great insurance!