The average cost of car insurance in Corpus Christi annually is $1,406. It is slightly higher than the statewide average of $1,405 but cheaper than the nation’s average of $1,538. However, different companies offer different deals and policies. Thus, it is best to compare multiple car insurance companies in Corpus Christi to gain an adequate deal.

Jump to Brownsville car insurance rates by:

• Insurance Company
• Age Bracket
• Driving Record
• Credit Score
• Location
• Weather Conditions

Car Insurance Cost in Corpus Christi by Companies

Choosing an insurance company that best applys to your drivers record is on way to save on your insurance rate. Looking for the cheapest rates, may not always be an option, if you reside in areas prone to theft, crime, or potential driving hazards, if you have a past violation on your driver's record. Therefore, if you have a clean driving record, it is likely for your insurance company to offer cheaper insurance rates. USAA offers the most affordable car insurance rates in Corpus Christi.

Corpus Christi Cheapest Car Insurance Rates Per Company

Corpus Christi Car Insurance Rates by Age Bracket

The driver’s age is determined by insurance companies in Corpus Christi to judge their capability to drive. Corpus Christi drivers, in their fifties and sixties, pay cheaper insurance rates in contrast to those in their seventies. Therefore, teenage drivers in Corpus Christi are considered high-risk drivers. Hence, they have the most expensive insurance rates, with a substantial gap among other ages. Drivers will be entitled to a substantial decrease in their 20th birthday.

Corpus Christi Car Insurance Rates Per Age Group

Corpus Christi Car Insurance Rates by Marital Status and Gender

The driver’s marital status determines the insurance rates, in El Paso.

Hence, male drivers in Corpus Christi pay $6 more than female drivers. Female drivers are considered more responsible drivers than males.

Car Insurance Cost in Corpus Christi by Marital Status and Gender

Corpus Christi Car Insurance Cost by Citation and Driving Record

Your driving record in Corpus Christi substantially impacts your car insurance rates. If you are found guilty of driving recklessly or speeding, your annual insurance car rates, will have an additional price increase.

Reckless driving citations can result in an rate increase of $749 while speeding tickets can result in a $111 raise in your annual car insurance rates. As for DWI or DUI violations, an additional cost of $771 will be added to your annual rate. Therefore, it is essential to maintain a clean driving history to receive a cheaper car insurance rate in Corpus Christi.

El Paso Car Insurance Rates by Violation Record

Corpus Christi Car Insurance Rates by Credit Level

Therefore, in Corpus Christi the credit score of drivers can increase the insurance car rates. If the driver significantly elevates their credit score from “Very Poor” (300-579) to “Exceptional” (800-850), they can reach up to 62% savings on their car insurance rates. Taking a increase from, “Fair” credit from the “Very Poor” tier will also result in savings on your annual rate. Hence, the credit tier in Corpus Christi is one way to save on your car insurance rates.

Corpus Christi Car Insurance Rates by Credit Level

Corpus Christi Car Insurance Rates by Location

Location is another contributing factor to your auto insurance rates. If you live in areas considered high-risk, it is likely for your car insurance rates to increase. Certain places in Corpus Christi are prone to accidents, theft, crime, and uninsured motorists. These areas have more expensive rates by 9% than areas considered lower-risk in Corpus Christi.

Corpus Christi Car Insurance Rates by ZIP Codes

Corpus Christi Driving and Weather Conditions

Weather conditions cause auto accidents in Corpus Christi. Drivers may experience wet brakes, slick roads, low-visibility, and other driving hazards during bad weather.

Corpus Christi experiences an average of 57 rainy days annually with occasional thunderstorms and flash floods. Hence, the climate is a constant source of car accidents in Corpus Christi.

Car Insurance Companies in Corpus Christi

Corpus Christi Car Insurance FAQs

After making a claim in Corpus Christi, how long do I legally need to get my car fixed?

Each company has different policies regarding such issues. You may need to wait for the best time to get your car fixed, but you also need to see specific information about repairs with your insurance company.

If I were to remove my wife from my insurance policy in Corpus Christi because she doesn’t drive, is there a possibility for my rate to change?

Your rate will decrease if you were to remove your wife from your insurance policy since there will be fewer people to cover and lower risk to your policy.

Do insurance companies provide rideshare coverage for Uber drivers in Corpus Christ?

Yes, there are insurance companies that insure Uber drivers. All you have to do is to prepare a special endorsement policy that states that you are allowed to drive for rideshare.

How much auto insurance do they require to get umbrella insurance in Corpus Christi?

It is ideal to base your liability needs on your assets. With your worth, it is wise to max out your liability limits and acquire an umbrella policy to admit more protection.

Is it necessary to keep paying my insurance in Corpus Christi, while my vehicle is repaired?

The best thing to do is to make your scheduled payment or contact your insurer. Every insurance company has its policies; thus, it is best to inquire about their insured cars’ policy being repaired.